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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As local Real Estate experts, it's our job to guide you, from beginning to end. We know the area, we know the laws, we know the steps and we make buying a Fredericksburg or Stafford home an easy process. 

We will take the time to go through each and every step of the buying process. There are no dumb questions!  

Together, we will consider:  

- How much can you really afford?  

- How to qualify for a mortgage.  

- How much cash you should put down.  

- How to buy a home with little or nothing down.  

- What it takes to get approved for financing. What banks and other financial institutions are looking for.  

- How much your payments will be.  

- The tax advantages of buying.  

- Is renting or buying better for you?  

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.
 

Are you new to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly... 

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School Reports in Fredericksburg, Spotsylvania and Prince William County, Virginia
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Real Estate Tips
Pricing >Sellers Beware

Here is a scenario for sellers to avoid. You contact a real estate agent to list your home and the agent suggests that you might get more for your house than comparable homes on the market. The agent assures you that it only takes finding one person who is willing to pay your price!

Some agents approach a listing appointment as if they are bidding for your home. The unfortunate result is that you start out with an unrealistic opinion of your home's value. There is often a strong temptation to work with a person who says what you want to hear. An experienced, reputable real estate agent will back up their opinion of your home's value with hard data. The agent should give you information about the listing price of homes that are currently on the market, and recent selling prices of similar properties in your immediate area.

Even the most heroic marketing efforts won't work on a property that is obviously overpriced, (except in the most exaggerated of seller's markets.) Even if you find a buyer who is willing to pay more than your home is worth, the sale could fall apart when the appraisal comes in lower than the agreed-upon price. Listen to everything, but be careful!

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Real Estate Trivia
Q 
During what months of the year do most people move from one home to another?

A 
Most moves occur between the months of May and September.
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The MacDoc Realty Team, REALTOR®, real estate agent and broker for Fredericksburg, Spotsylvania and Prince William County, Virginia home listings, property and land for sale - NUMBER1EXPERT

The MacDoc Realty Team
MacDoc Realty LLC

11928 Cherry Rd.
Fredricksburg, VA 22407
540-372-7777
Fax: 866-493-1288
MacDocRealty@NUMBER1EXPERT.COM

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