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New Listing - Beautiful Home!

$199,900

Photo of 7705 Stockwell Dr, Fredericksburg, VA, 22407.

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Address: 7705 Stockwell Dr	City/ST: Fredericksburg, VA	Zip Code: 22407
Location: 7705 Stockwell Dr	Property Type: Single Family Home	New or Resale: Resale
Square Footage: 1564	Bedrooms: 4	Bathrooms: 2 full, 2 half
MLS# SP7395404

Lovely rambler that is open and spacious! Wood flooring throughout main level, updated appliances in kitchen. New carpet in lower level with large rec room, bedroom with bath and plenty of storage. Nice deck leading to huge level backyard with wooded views and white vinyl fencing. Great location - close to shopping, commuting and schools.

Last Updated: 8/6/2010 3:59:02 PM

Listing Agent and Office: Stephanie Crist, MacDoc Realty

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Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	What is considered one of the few remaining tax shelters in the 1990s?
A	Homeownership--property taxes on a residence or vacation home are deductible up to $1 million.
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The MacDoc Realty Team, REALTOR�, real estate agent and broker for Fredericksburg, Spotsylvania and Prince William County, Virginia home listings, property and land for sale - NUMBER1EXPERT

The MacDoc Realty Team
MacDoc Realty LLC
11928 Cherry Rd.
Fredricksburg, VA 22407
540-372-7777
Fax: 866-493-1288
MacDocRealty@NUMBER1EXPERT.COM
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